Welcome to Smart Money Questions! Our site features a plethora of podcasts, videos and articles to help you learn about finances, investments, retirement planning and more.

Your host is Matt Hausman, the founder of Old Security Trust Corp. and Old Security Group, a Registered Investment Advisory Firm. Matt specializes in helping clients recognize where they are unknowingly and unnecessarily transferring away their wealth.

This website will teach you all about IRAs, 401(k)s, Social Security, Life Insurance, planning strategies, and how to make better financial decisions.

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Podcasts, Videos & Articles

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Roth vs. Pre‑Tax 401(k) in Your 50s & 60s: How to Maximize Retirement Income
Roth vs. Pre‑Tax 401(k) in Your 50s & 60s: How to Maximize Retirement Income

In this episode, Matt tackles one of the biggest tax decisions that retirees face: Roth or pre-tax? It’s not just about today’s tax bill. It’s about future flexibility, income planning, and how your choices ripple through the rest of your financial life. Using real-world scenarios and practical strategies, Matt walks through when each approach might make sense, and when it might not.

Smart Investment Moves Heading Into 2026
Smart Investment Moves Heading Into 2026

A new year brings no shortage of market opinions and plenty of noise. Matt shares a grounded perspective on how to think about investing as 2026 takes shape, with an emphasis on preparation over prediction. This episode covers several long-term planning decisions that often get overlooked by pre-retirees and retirees. Tired of reacting to headlines? Tune in for a more thoughtful approach in 2026.

Personal Estate Planning Stories: What Your Heirs Will Actually Face
Personal Estate Planning Stories: What Your Heirs Will Actually Face

What if everything you thought you’d set up to protect your family turned out to be a maze of red tape and frustration? In this episode, discover the hidden roadblocks that can derail even the most carefully planned estates, as Matt reveals the eye-opening reality facing heirs in 2025, where paperwork alone isn’t enough, and the real challenges begin after you’re gone.

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Who is Matt?

Matt Hausman is the founder of Old Security Trust Corp. and Old Security Group, a Registered Investment Advisory Firm. Matt began helping small business owners and individuals in the early 1990s with insurance and investment planning. Due to the confines of working for large institutions, Matt founded Old Security Group, an Independent Registered Investment Advisory Firm to legally and ethically act in a fiduciary capacity providing unbiased advice to both small business owners and individuals.

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