Tax Changes, Roth Moves & Renting in Retirement

Today’s Smart Money Question:

Ready to take control of your financial future?

Book a free call with Matt today! https://go.oncehub.com/matthausman

What does the newly signed One Big Beautiful Bill (BBB) really mean for your taxes and your future? In this episode of Smart Money Questions, we will explain the most important tax changes in simple terms. From extended tax brackets to new deductions for seniors and enhancements to charitable giving, we’ll tell you what’s permanent (for now), what phases out, and what it all means for retirement planning.

The episode will shift gears to explore a question more retirees are asking: Should I sell my home and rent instead? With stories from his own family and real clients, we’ll outline the pros, cons, and critical considerations behind this lifestyle shift, and how it can create new financial freedom when properly planned.

Whether you’re looking to optimize tax strategy or rethink housing in retirement, this episode delivers valuable guidance on how to build a plan that’s both smart and sustainable.

Here’s some of what we discuss in this episode:

• 📉 Current tax brackets extended—no 2026 “sunset” (for now)

  🧓 New $6K deduction per person over 65

  📦 SALT deduction cap raised from $10K to $40K

  💸 Charitable deduction now allowed even if you don’t itemize

  🏡 Selling the house and renting? Matt breaks down the pros, cons, and planning points

If you are interested in any of the topics we discussed, please reach out and we would be happy to help you navigate your financial situation.