Financial Planning

Our Firm takes pride in providing comprehensive retirement planning services to our clients. We review our clients Wills, Estate Plans/Trusts, Taxes, and Insurance. Our comprehensive services integrate all aspects of our client’s financial picture in a coordinated effort to provide for financial clarity and multi-generational wealth. We offer: Insurance Planning, Beneficiary Reviews, Retirement Planning, Financial Needs Analysis, Analysis of Present and Future Expenses, Tax Planning, Estate Planning, and Income Planning. Just imagine a complete plan, where all of your tax, financial and estate planning needs are addressed in a customized binder. This is your comprehensive retirement plan. Our comprehensive and coordinated approach ensures that your plan is developed using a holistic view. We have found that many financial services professionals focus on products. Our experience shows that our clients’ needs are best met by focusing on processes and most importantly, people.

Investment Management

At Old Security Group, we believe no two investors are alike. Therefore, in order to help each client meet their financial goals, we base our process on a client focused personalized approach using multiple investment strategies. Our advice and recommendations are tailored to our clients’ investment goals, desired return objectives, risk tolerance, time horizon, cash requirements and tax situation. Our investment strategy is designed based on your long-term investment goals of preserving principal, maximizing income or accumulating capital. Old Security Group expands our services by offering professional money management through strategic investment partners across the country. We research Third Party Money Managers and select the most suitable for our clients. By offering the services of Third Party Money Managers we offer our clients a wider selection of products and services for clients with more sophisticated needs. Partnering with Third Party Money Managers allows us to provide state-of-the-art investment solutions to help us meet our client’s unique needs. We Serve: Individuals, Employer Sponsored Plans (401K), Foundations, Endowments, and Corporations.

Tax Strategies for Individuals

Perhaps the most impactful piece of retirement planning is determining your current and future tax liability and developing strategies to minimize the amount of taxes you pay in retirement. Tax planning can have a large impact on the amount of wealth you will be able to transfer to your heirs. We will help ensure that your retirement plan takes full advantage of available tax credits and deductions to ensure that you and your heirs are maximizing wealth for generations to come. Our Firm utilizes an exclusive team of CPAs and Tax Professionals to provide tax planning, preparation and filing services for our clients. Our clients receive proactive advice on tax reduction strategies based on income, expenses, individual needs, and goals. Proactive tax planning allows our clients the opportunity to minimize tax burdens and build a solid foundation of tax reduction strategies that can result in years of tax savings. Throughout the year, we can monitor tax law changes that could affect our clients, recommending tax savings strategies as well as serving as your advocate in tax matters. Our clients’ tax returns are prepared so they only pay what they are required to pay and not a penny more. Based on these strategic partnerships, we will implement a sound, well-thought-out financial strategy to minimize year-to-year tax liabilities and provide the opportunity to maintain your current standard of living throughout retirement. Tax Planning Services: CPA Prepared Roth Conversion Analysis, CPA Prepared 2nd Opinion, Prior Year Individual and Business Tax Return Reviews, CPA Prepared Year-End Tax Filing Services, 1040 Tax Optimization Reports, Personalized Tax Reduction Reports

Insurance Solutions

Insurance often protects many of the most valuable assets we own: our home, our cars, and our health. However, many American’s are unaware of the impact proper insurance planning can have on their retirement. There are several products and strategies that can be utilized to ensure one of your largest assets, your retirement plan. One area we focus on with our clients is keeping their nest egg as safe as possible, while still participating in market linked growth. Many retirees underestimate the impact that a big market loss can have on the future of their income. With the right plan, you can earn money with your money–safely. You can have steady dependable monthly income now, in the future, or whenever you need it most. We offer: Annuities, Life Insurance, Long Term Care, Health Insurance, and Medicare Supplements. As an independent insurance planning firm, we are able to shop dozens of insurance carriers to find the best rates and product solutions that fit each client’s specific needs. We also offer complimentary reviews on your existing annuity and life insurance contracts.